Continued from page 1
Two other types of insurance coverage are worth knowing about:
Car insurance. If you rent a car in Europe, liability
insurance will be included, but you may be responsible for collision damage
or theft unless you buy a collision damage waiver (CDW) and car theft
insurance (LDW). Some credit-card companies offer such coverage as a free
perk, but not all do--and the insurance many not apply to all countries. To
be safe, you can purchase coverage from the rental firm or--less
expensively--from a company that specializes in travel insurance. See our
Rental Car Insurance article for
Homeowner's insurance. Your standard homeowner's policy may cover
some losses when you're traveling, but coverage on items like jewelry may be
limited, and business equipment (such as laptop computers) may be excluded.
Check with your insurance agent before taking valuables with you on a trip.
Where to buy trip insurance:
"The largest travel insurance comparison site on the
Internet" offers coverage from leading insurers. Use the automated quote
form to price and compare policies from different companies. If you live in
the United Kingdom, see:
This site offers product comparisons for 70 insurance companies that sell
policies in Britain, along with general insurance advice for UK-based travelers.
If you're seriously ill or injured more than 150 miles from your home, this
company will supervise your medical care and--if necessary--fly you across the
ocean by air ambulance.
Related articles at Europe for Visitors:
Travel Insurance Revisited:
Terrorism and Supplier Default
Travel insurance is valuable, but not all policies offer adequate coverage
against terrorism, civil unrest, and the bankruptcy of an airline, cruise line,
or tour company. Here's what to look for before you buy a policy.
Do you need liability insurance in Europe? Should
you pay extra for a Collision Damage Waiver, or can you rely on your credit
card's free coverage?
Travel insurance - Page 1
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Need a car in Europe?
If you live outside the EU,
a tax-free Renault or Peugeot tourist car lease can be cheaper than renting
for visits of 21+ days. Minimum driver age is 18, there' s no upper age
limit, and rates include insurance.
For car rentals under 21 days:
Traveling by train?
Get free schedules, maps,
and guides for 50+ European railroads. (Residents of North and Central
America can buy tickets and rail passes online.)
From Durant and Cheryl Imboden:
About Europe for Visitors