> Main menu >
Currency - ATMs - Credit Cards
View prices in your own currency, or translate your travel budget into
Europe on a Budget
more, spend less: How to get the most value from your European vacation budget,
whether you're a cost-conscious capitalist or a hostel-hugging backpacker.
ATMs and Exchange Machines
Here's how to get cash in Europe without
having to ask "Uh....do you buy dollars?" in the local lingo.
ATM "Conversion Fees"
If you thought ATM withdrawals were a way to avoid high currency-exchange
commissions, think again--and be prepared to find a new bank.
Using a Credit Card in Europe
Plastic is widely accepted in European countries, but there are a few things you
need to know before you leave home.
using Visa, MasterCard, or American Express to avoid high exchange
commissions, make sure your credt-card company isn't charging a hidden 2% to
Travel Cash Cards
These prepaid debit cards combine the convenience of an ATM or credit card with the
refundability of traveler's checks--but the fees, especially for currency
conversion, are mind-boggling.
Sixteen European countries have replaced their national currencies with the
euro. Our article has links to Web
resources about the euro (including pictures of euro banknotes and coins).
ATMs and credit cards have made traveler's checks less essential, but they
haven't rendered them completely obsolete.
Rogue Front Pocket
Men, take heed: If you're going to carry your wallet in your
trousers, get it off your hip and into a front pocket (where it should be safer
from pickpockets and won't contribute to back or leg pain).
If you're a visitor from overseas, you may be entitled to refunds of
value-added tax on many European purchases. Here's what you need to know about
VAT refunds before you shop--and before you board the plane for home.
Also see our
travel insurance articles index, which lists
articles on trip-cancellation and emergency medical insurance, terrorism and
supplier-default insurance, and what you need to know about insuring rental
Back to main articles index
Photo copyright © Mistika S